Week 26 October – 1 November 2026
This week’s roundup covers the latest shifts in Polish banking products, from savings offers to mortgage benchmarks. We also round up the news stories that matter most to everyday bank customers in Poland.
What changed in our data
- VeloBank’s Elastyczne Konto Oszczędnościowe promotional offer ends on 12 November 2026.
Source: banks’ pages and fee tables, checked automatically; details and order in our rankings.
Worth knowing
Bankier.pl · 2 November 2026
Cheapest personal accounts compared
Bankier.pl’s November comparison of personal account price lists found that express transfer fees vary widely between banks, with some charging as much as 10 zł for a single instant transfer. The review covers both standard account maintenance fees and charges for immediate transfers, including mobile-initiated ones.
Read at the source →
PRNews.pl · 31 October 2026
Credit Agricole drops WIBOR for new mortgages
According to PRNews.pl, Credit Agricole Bank Polska has, since 29 October 2026, been using the POLSTR 1M compound rate rather than WIBOR to price new variable-rate mortgage and home loans. The bank has withdrawn WIBOR-based lending products from its offer, though the change does not affect existing borrowers already repaying loans under the old benchmark.
Read at the source →
Bankier.pl · 1 November 2026
Economists eye future rate cuts
PKO BP’s macroeconomic analysis team, as reported by Bankier.pl, believes Poland has passed the peak of its economic cycle and expects GDP growth to gradually slow. The bank’s analysts forecast that inflation should return within the central bank’s target range by the middle of next year, which they expect would prompt the Monetary Policy Council to begin cutting interest rates.
Read at the source →
Subiektywnie o Finansach · 28 October 2026
Concerns raised over possible IKE and IKZE changes
Subiektywnie o Finansach reports that readers have voiced concern over discussions at the Social Dialogue Council regarding possible changes to the rules governing IKE and IKZE retirement savings accounts. The article questions whether any adjustments could affect the tax benefits currently attached to these long-term savings products.
Read at the source →
We’ll be back next week with another look at what’s changing across Poland’s banking market.
This digest is general information, not financial advice. Items from other publications are our own summaries — the full stories are at the linked sources.