Week 21 September 2026 – 27 September 2026
This week’s round-up covers a batch of savings and current account promotions coming to an end across several Polish banks, alongside industry news on mortgage benchmarks and mobile banking trends. Here’s what savers and everyday banking customers need to know.
What changed in our data
- Alior’s ‘Bonus dla Młodych’ savings account promotion ends on 30 September 2026.
- Credit Agricole’s Rachunek Oszczędzam Plus offer ends on 30 September 2026.
- Erste’s Konto Firmowe Online offer ends on 30 September 2026.
- PKO BP’s PKO Konto za Zero offer ends on 30 September 2026.
- Pekao’s Promocja Podróżna ends on 30 September 2026.
- UniCredit’s Konto osobiste UniCredit offer ends on 30 September 2026.
- VeloBank’s Elastyczne Konto Oszczędnościowe offer ends on 7 October 2026.
Source: banks’ pages and fee tables, checked automatically; details and order in our rankings.
Worth knowing
PRNews.pl · 26 September 2026
Erste switches new mortgages to POLSTR benchmark
According to PRNews.pl, Erste Bank Polska has begun basing new mortgage loans on the POLSTR 1M compounded rate instead of WIBOR 3M, meaning interest resets monthly rather than quarterly. Existing loans and applications submitted before the change are unaffected.
Subiektywnie o Finansach · 26 September 2026
Another bank drops WIBOR-based mortgages for POLSTR
Subiektywnie o Finansach reports that a further bank has withdrawn WIBOR-linked variable mortgages in favour of the new POLSTR benchmark, which currently sits well below WIBOR. The piece questions whether borrowers will actually pay less once bank margins are factored in.
Bankier.pl · 25 September 2026
Pekao runs multiple sign-up promotions until month-end
Bankier.pl reports that Pekao is running three parallel promotions around its Konto Przekorzystne and Konto Świat Premium accounts, combining an account bonus with an attractive savings rate for new customers. The offers run only until the end of September, and the site notes the conditions, while somewhat complex, are said to be manageable in practice.
Bankier.pl · 25 September 2026
PKO BP extends savings account promotion
According to Bankier.pl, PKO Bank Polski has extended its special offer on Konto oszczędnościowe Plus, keeping the same pricing terms as before. The site notes this gives a longer window than previous rounds for customers who missed earlier promotions.
PRNews.pl · 24 September 2026
Mobile banking use keeps growing, online banking slips
PRNews.pl cites the NetB@nk ZBP report showing active mobile banking users rose again quarter on quarter and year on year in the second quarter of 2026, while active online banking users edged down slightly over the same period. The ‘mobile only’ customer segment continues to expand.
Subiektywnie o Finansach · 23 September 2026
Which banks offer free instant transfers?
Subiektywnie o Finansach examines which Polish banks provide free express transfers and what limits apply, noting that banks have only partially met demand for fast payments. The piece also looks at ways customers might work around those limits.
That’s this week’s digest — check back next week for the latest on Polish bank accounts, savings and deposits.
This digest is general information, not financial advice. Items from other publications are our own summaries — the full stories are at the linked sources.