Week 19–25 October 2026
This week’s Polish banking round-up looks at a cluster of account and savings promotions drawing to a close, alongside fresh moves in digital banking, consumer lending and investment access. Here’s what savers and everyday bank customers need to know.
What changed in our data
- BNP Paribas’s Konto Lokacyjne promotion ends on 30 October 2026.
- Millennium’s Konto Millennium 360° offer ends on 27 October 2026.
- Pekao’s Konto Przekorzystne promotion ends on 31 October 2026.
- VeloBank’s VeloLokata dla Aktywnych – edycja 9/2026 ends on 4 November 2026.
Source: banks’ pages and fee tables, checked automatically; details and order in our rankings.
Worth knowing
PRNews.pl · 25 October 2026
PKO BP lets customers confirm unusual card transactions in the app
According to PRNews.pl, PKO Bank Polski has rolled out a feature letting individual customers approve flagged card payments or cash withdrawals directly in its mobile app, rather than waiting for a verification phone call. The option covers both debit and credit cards.
PRNews.pl · 25 October 2026
VeloBank adds Saxo Bank investing to its mobile app
PRNews.pl reports that VeloBank has partnered with Denmark’s Saxo Bank to give customers access to thousands of financial instruments from 16 global exchanges straight from its mobile app. The bank describes it as the first service of its kind on the Polish market.
Subiektywnie o Finansach · 25 October 2026
Poles rush to consolidate old loans as rates fall
Subiektywnie o Finansach notes that falling interest rates on new consumer loans have prompted many Poles to consolidate older, more expensive debt taken out when borrowing costs were high. The piece questions whether this favourable window for refinancing might not last much longer.
PRNews.pl · 25 October 2026
New POLSTR-based mortgages cut rates but not borrowing power
PRNews.pl reports that mortgages linked to the new POLSTR benchmark, offered as an alternative to WIBOR-based loans by some banks, can lower repayments at signing but offer no guarantee of staying cheaper over time. The article notes this has not translated into higher borrowing capacity for applicants.
We’ll be back next week with the latest on Polish account, savings and deposit offers as more promotions evolve.
This digest is general information, not financial advice. Items from other publications are our own summaries — the full stories are at the linked sources.