Updated 19 October 2026 Week 12–18 October 2026

The week in Polish banking: 12–18 October 2026

Week 12–18 October 2026

This week brought a cluster of offer deadlines across several current account and savings products in Poland, alongside wider coverage of mortgage rates, bank taxation and new investment accounts. Here’s what savers and account holders should keep an eye on.

What changed in our data

  • BNP Paribas’s Konto Lokacyjne w PLN offer ends on 30 October 2026.
  • Millennium’s Konto Millennium 360° offer ends on 27 October 2026.
  • PKO BP’s Allegro Klik offer ends on 25 October 2026.
  • Pekao’s Konto Przekorzystne offer ends on 31 October 2026.

Source: banks’ pages and fee tables, checked automatically; details and order in our rankings.

Worth knowing

Money.pl · 19 October 2026

Banks pay more tax but keep less profit

Money.pl reports that banks’ income tax burden rose sharply over eight months while net profits fell, as the state takes a growing share of sector earnings. Analysts still expect a fresh profit record in 2027, though a planned reform could add further costs for banks.

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Subiektywnie o Finansach · 13 October 2026

Large fines for banks may not translate into better consumer protection

Subiektywnie o Finansach argues that recent hefty penalties from the competition and consumer protection authority against banks such as Erste and ING are unlikely to improve customer safety. The commentary suggests banks tend to absorb such costs into their fee structures rather than change practices.

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Subiektywnie o Finansach · 16 October 2026

Decade-old debt enforcement causes dispute with a bank client

Subiektywnie o Finansach describes a case where a customer, known as Pan Dawid, found his bank still treating a bailiff enforcement from ten years earlier as active. The article suggests the mix-up could prove costly for the bank if resolved in the customer’s favour.

Read at the source →

As ever, check the exact terms and deadlines directly with each bank before the offers above expire.

This digest is general information, not financial advice. Items from other publications are our own summaries — the full stories are at the linked sources.